28.08.2026

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2:30 p.m.
NBank: We Support Lower Saxony – NBank’s Support and Financing Programs for Startups and SMEs

NBank is the development bank of the State of Lower Saxony and the expert point of contact for all relevant funding programs offered by the European Union, the federal government, the state, and local governments. Local governments, businesses, and private individuals alike benefit from its extensive expertise. As the state’s development bank, NBank is committed to promoting growth, progress, and a consistently high quality of life in Lower Saxony. This includes, in particular, supporting and financing startups and promoting innovation.

Ralf Borchers
Ralf Borchers
Managing Director
Lower Saxony Investment and Development Bank – NBank
Ralf Borchers
Ralf Borchers
Managing Director
Lower Saxony Investment and Development Bank – NBank

Ralf Borchers holds a degree in economics and has been responsible for startup support and financing at NBank for the past 8 years. He is also co-managing director of NBank Capital, which invests primarily in early-stage startups and has since built up a portfolio of approximately 80 innovative, predominantly young companies as well as small and medium-sized enterprises.

Ralf Borchers
Ralf Borchers
Managing Director
Lower Saxony Investment and Development Bank – NBank
Ralf Borchers
Ralf Borchers
Managing Director
Lower Saxony Investment and Development Bank – NBank
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